Website Terms of Use

These Website Terms of Use (“Terms”) govern your access to and use of the Paicompare website and the comparison services, content, and features available through it (“Services”). By accessing or using our Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. About Paicompare

PaiCompare Pty Ltd (ABN 45 699 649 753) operates a price and product comparison platform that enables users to compare goods, services, and pricing offered by third-party providers. Paicompare is not itself a provider of the products or services listed on the platform.

2. Eligibility

By using our Website, you represent that you are at least 18 years of age and have the legal capacity to enter into a binding agreement. If you are using the Website on behalf of an organisation, you represent that you have authority to bind that organisation to these Terms.

3. Nature of Comparison Services

Paicompare operates an active comparison and matching service. When you submit your business information through our platform, we assess that information and determine, based on our evaluation, which supplier from our panel is best suited to your business needs. Our recommendations are not generic — they are based on the details you provide.

By submitting your information, you consent to Paicompare using it for this matching purpose and to sharing relevant details with suppliers in our panel in order to facilitate a comparison or quote.

Our service is limited to the suppliers currently on our panel. Paicompare does not represent that our panel covers all available suppliers in the market, and our recommendations reflect the best available match from our pool at the time of your enquiry.

Any savings identified through our comparison are calculated based solely on the information provided by you, including your current provider, current rate, monthly revenue, and average transaction value. The accuracy of any savings estimate is therefore entirely dependent on the accuracy of the information you submit. Paicompare accepts no responsibility for savings estimates that prove incorrect as a result of inaccurate, incomplete, or outdated information provided by the user.

It is your responsibility to ensure that all information submitted through the enquiry form is accurate, complete, and up to date. Submitting incorrect or misleading information may result in a comparison or savings estimate that does not reflect your actual circumstances.

Nothing in our comparison or recommendation constitutes financial, legal, or other professional advice. You should review any supplier offer independently before making a commitment.

Our recommendations may be influenced by commercial arrangements with suppliers, including referral fees or commissions. Where this is the case, we will disclose it appropriately.

4. User Conduct

You agree not to:

• • Use the Website for any unlawful purpose or in breach of any applicable law

• • Attempt to gain unauthorised access to any part of the Website or related systems

• • Use automated tools, bots, scrapers, or similar technology to extract data from the Website without our written consent

• • Reproduce, distribute, or commercialise any content from the Website without our prior written permission

• • Upload or transmit any malicious code, virus, or disruptive content

• • Engage in conduct that damages, interferes with, or disrupts the integrity or operation of the Website

5. Intellectual Property

All content on the Website, including text, graphics, logos, data, software, and compilation of content, is owned by or licensed to Paicompare and is protected by copyright and other intellectual property laws.

You may view and print content for personal, non-commercial use only. Nothing in these Terms grants you any licence or right to use our trade marks, logos, or brand features without our prior written consent.

6. Third-Party Links and Content

The Website may contain links to third-party websites and content. Such links are provided for convenience only. Paicompare does not endorse, control, or take responsibility for the content, privacy practices, or terms of any third-party website. Your use of any third-party website is at your own risk.

7. Enquiry Submissions

Paicompare does not require merchants to create an account. To use the comparison service, you simply submit your business details via our enquiry form. By submitting the form, you consent to Paicompare using your information to assess your needs and forward your enquiry to suitable suppliers in our panel.

You are responsible for ensuring that all information submitted is accurate, complete, and up to date. Because our savings comparisons are calculated directly from the details you provide — including your current rate, monthly revenue, and average transaction value — the reliability of any savings estimate depends on the accuracy of your submission. Paicompare is not liable for any comparison result or savings figure that is incorrect due to inaccurate or incomplete information provided by you.

8. Disclaimer of Warranties

To the maximum extent permitted by law, the Website and Services are provided “as is” and “as available” without warranty of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, completeness, or non-infringement.

Paicompare does not warrant that the Website will be uninterrupted, error-free, or free from viruses or other harmful components.

9. Limitation of Liability

To the maximum extent permitted by law, Paicompare and its directors, officers, employees, and agents will not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the Website or Services, including loss of profits, data, or goodwill, even if advised of the possibility of such damages.

Where liability cannot be excluded under applicable law (including under the Australian Consumer Law), our liability is limited, at our election, to resupplying the relevant service or paying the cost of resupply.

10. Indemnity

You agree to indemnify and hold Paicompare and its officers, employees, and agents harmless from any claims, losses, damages, and expenses (including legal fees) arising from your breach of these Terms or your use of the Website.

11. Privacy

Our collection and handling of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

12. Modifications

We may modify these Terms at any time by posting an updated version on the Website. Changes take effect from the date of posting. Your continued use of the Website following any changes constitutes your acceptance of the updated Terms.

We may also modify, suspend, or discontinue the Website or any features at any time without notice or liability.

13. Termination

We may terminate or suspend your access to the Website at any time, without notice, if you breach these Terms or for any other reason at our discretion. Upon termination, the provisions of these Terms that by their nature should survive will continue to apply.

14. Governing Law

These Terms are governed by the laws of New South Wales, Australia. You submit to the non-exclusive jurisdiction of the courts of New South Wales. Nothing in these Terms limits any rights you may have under applicable consumer protection laws, including the Australian Consumer Law.

15. Contact

For questions about these Terms, please contact: